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Managing your finances
It's always good to take care of your finances but essential in times of a financial crisis. In this section we will be publishing a variety of practical articles that will help you make the best use of your finances.
| God's View on Money | | Debt is probably one of the most damaging, often self-inflicted, conditions facing people today. It can strike at any time of life and when it does it affects health, emotions, relationships, lifestyles and your outlook on life.
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| Creating a budget | | Budgets are often seen as a bad thing and yet their very real purpose is to put you back in over control over what you do with your money by helping you to focus your limited resources on the things you really want to achieve.
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| Specialist Debt Agencies | | Should your or your colleagues financial situation seem impossible and debts are overwhelming, then there are specialist debt agencies that you can turn to, that do not charge for giving advice to people.
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Today in the UK:
• 390 people today will be declared insolvent or bankrupt. This is equivalent to 1 person every 3.69 minutes
• Citizen Advice Bureaus dealt with 9,500 new debt problems every day in England and Wales
• 1,000 people are seeking some form of formal debt rescheduling every working day.
• 230,137 unsolicited telephone calls made to UK consumers daily by debt management and personal loan companies
• 2,000 Consumer County Court Judgements (CCJs) were issued every day in the first 3 months of 2009
• 126 properties were repossessed every day during 2009
Source: www.creditaction.org.uk/debt-statistics/2010/april-2010.html |
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